ICICI Bank – ranks as the largest private sector bank in India.
The bank had a total possession of Rs. 6,461.29 billion as on 31st
March, 2015 and PAT Rs. 111.75 billion for the financial year ended 31st
March, 2015. ICICI Bank currently has a strong grid of 4,450 Branches and
13,820 ATM's that are pretty well spread across India. ICICI Bank was initially indorsed
in the year 1994 by ICICI Limited - an Indian financial institution, and was
its wholly-owned subsidiary.
About Personal
Loans at ICICI Bank:
ICICI Bank Personal Loan can be made
use for any kind of work that may include the renovation of your house, planning
your holidays, purchasing a consumer durable, for education purposes, for a
wedding in family. You can also make use of ICICI personal loan for any short
term financial requirement such as purchase of an equipment, obtaining a
working capital for a short time or any uncalled personal emergency.
- ICICI ban personal loan can be
availed for any purpose there it is also known as a multipurpose loan.
- Personal loans can be availed at a
fixed rate of Interest, which is charged on monthly reducing basis.
- You can pay flexibly with flexible
loan tenures upto 60 months and pay back your loan as per your choice and
convenience.
- There is no requirement of a
security or a collateral to avail personal loans at ICICI bank.
- You can pay back your loan amount
at your comfort and convenience through easy installments
- You can repay the loan either
through Auto-debit or ECS or PDC as its suits you.
Enlisted below are some benefits and
highlights of availing Personal loan at ICICI bank:
- You can avail personal loan at
ICICI and be assured that the rate of interest will remain unchanged
throughout the entire loan tenure so that there is no change in the loan
amount being paid at any point of time during your loan tenure.
- Personal loans at ICICI can be
availed with simple documentation and process. There you can easily obtain
personal loans with minimal paperwork, documentation procedure cutting
down the time and effort taken to apply for personal loans
- Another benefit of availing
personal loan is that your application will be processing as quickly as
possible.
- Personal Loan amount will be
directly credited in your account through fund transfer facility.
- Repayment options at ICICI are
simple which are ECS, AD or PDC.
- You can plan your loan tenure as
per your choice and convenience starting from 12 months to maximum 60
months.
·
You can get Personal loan at ICICI within 72
hours of the submissions of your document.
·
Further, you can also insure your Personal Loan
liability by utilizing 'All Safe' Insurance policy.
Eligibility for
availing Personal Loan at ICICI:
·
You can apply for personal loan online through
“Personal Loan Online Application Facility”. This facility also helps you know
your loan eligibility within 60 second through its tool known as eligibility
calculator. You can further make use of EMI calculators to plan your EMI before
you submit your application.
·
Salaried individuals can obtain personal loans
up to Rs. 20 lakhs
·
Self-employed individuals can apply for up to Rs.30
lakh for and up to Rs.40 lakh for doctors.
Applying for Personal Loan at ICICI? Let’s get going with
your processing at Letzbank.
2. Letzbank offers you a
great variety of personal loan offers from a number of partner banks to choose
from, so that you can draw a well-informed conclusion on which loan you want to
take, strategize your EMI, Rate of Interests, and loan tenure all under one
roof. So before you finally take a decision you get to compare from the other comparable
products and then finalize the deal.
3. Before applying for any loan
you can use make use of Personal loan EMI calculator, enter your loan amount
requirement, loan tenure you want to opt for, and our specially designed tools
will be able to project your EMI and ROI during your loan tenure. You will also
be able to foresee your loan status and stages during your entire loan tenure.
4. Now that you know it all
about your loan, all you got to do is to apply online on the website Letzbank. When you apply online you
not only make a smarter and wise decision for yourself but also get an
exemption on the service fee charged towards the loan application and
submission.
5. You can track your
applications without having to make long annoying calls
waiting for them to give answers to your query and minimizing the effort to
obtain your personal loan. Your information will remain highly confidential
with us.
Apply Today!
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