Get A Kotak Mahindra Personal Loan @ 12.65% Interest Only at Letzbank

Personal loans are unsecured loans can that be easily availed by eligible salaried and self-employed individuals upon proper document submission. One of the reasons why personal loan is preferred over other loan type is because of the loan flexibility, the loan tenure that is extended over the years and the minimal document process. You can avail personal loans for a variety of reasons such as a marriage ceremony, a family vacation booking, home repairs or a medical exigency. There are a number of banks and independent financial institutions that are offering personal loans, including Kotak Mahindra Bank.

Kotak Mahindra Bank was founded in 1985 and offers banking and financial services all over the country. With a vision to be one of the most trusted financial services company, Kotak Mahindra is a leading bank that offers a wide range of loan products including personal loans for salaried and self employed individuals. The bank has grown over the years and has a wide network of branches and ATM's that offer banking services all over India.

Kotak Mahindra Bank personal loans can be availed with instant approvals online. You can determine your loan eligibility in less than a minute and get the opportunity to have the funds credited into your bank account in less than three working days. Kotak personal loans are available from fifty thousand to twenty lakh rupees and also offers flexible repayment options that suit every individual’s need. There is no security or collateral required to avail Kotak personal loans and the interest rates are one of the lowest for personal loans. There is also minimal documentation required to avail Kotak personal loans.

Features of Kotak Mahindra Personal Loan 

Kotak Mahindra personal loans offer a flexible repayment option and a longer tenure that can be as stretched upto 5 years. Not only that Kotak Mahindra also offers doorstep loan facility wherein you can fix your loan appointment by calling customer care and a bank representative will visit your house to complete all the loan formalities.

Kotak Mahindra personal loans can be availed for as high as Rs.20 lakhs at Letzbank website. Kotak Mahindra also offers one of the lowest interest rates of 12.65% to 21% per annum. The bank does not offer any advance part payment and foreclosure charges are fixed at 5.75%. The loan tenure can be anywhere between one year to five years and the processing fee is set at 2%.

The benefits of availing Kotak Mahindra personal loan at Letzbank is that you can get the service charge waived off. This is applicable only on online applications as such. Letzbank is a website that allows you to securely fill and submit your online applications online. It also offers a variety of services such as a Document Locker facility, Credit Score check and the ease of filing your income tax returns online. Letzbank also has a wide range of insurance products and its direct tie-ups  with banks can help you get the best deals in loans. 

Special Offers @ Letzbank For Kotak Mahindra Personal Loans

Letzbank, from time to time presents attractive offers that can be availed by Letzbank customers. Existing Kotak Mahindra customers can avail exciting benefits on their existing debit cards. There are many promotional offers such as coupons, discounts. Visit the offers page for more details only on Letzbank website!

All that you need to know about Car Loans in Hyderabad | Letzbank

Like the number of cars that are launched in a year there are a number of car loans offered in the market. The car loans of today’s world are meant to meet the need of the car for people of all ranges and all walks of life. Car finance is available for every type of car which can be used car, new car, taxi – right from basic models of Maruti to Mercedes Benz India has a lot to offer for a lot of people. Hyderabad is a place you can see from a basic car to a top of XUV on road. The city being spread over a large area of 650 Km ² it is easier to commute with your family when you own a car- which would help you save a lot of cost on nagging autowalas and the running around for bus or  a train from one to another and getting tired before you even reach your destination.  If you can’t afford a car – take a loan which is the easiest way to purchase anything in today’s fast paced world.

·         Loans offered to avail a Car can be availed at every other bank in Hyderabad especially if you are eligible. Banks offer upto 100% finance on Car Loan in the market that is when you are planning to purchase a new car. However the finance value of the car loan for a used car can only be decided based on the estimated value of the car as assessed by the evaluator.

·         The interest rate for the purchase of a car also varies from bank to bank – the car loan rate of interest starts from 10.25% for purchase of a new car. Kotak offers the same rate of interest on the car loan for used car whereas the other banks offering is a on higher side specially when it comes to used car.

·         For purchase of new or old car the loan tenure remains around 60 to 84 months depending on your choice.

·         Some banks offer a processing fee of a standardized 2500 to 3000 rupees whereas the other banks would charge upto 2% of the processing fee on a car loan.

·         Some banks offer nil charges on foreclosure and towards pre-partpayment whereas others may charge upto 7%

Letzbank offers emi calculator which is a handy to used tool. EMI calculator will enable you to know what would be the Emi based on the loan amount you  want to borrow from the bank. You also get to know the rate of interest on the car loan along with various stages of your car loan. The tool gives results based on your input. On liking the car loan offer you can apply for car loan in Hyderabad online itself and save your time to run around a bank to obtain an approval. Your Kyc can be e-saved in the document locker to make your next transaction easier than earlier. Now that you know all about car loans in Hyderabad – Shoot your applications and drive home your Car.

All you need to know about Home Loan Offers in Mumbai | Letzbank

Mumbai is a vibrant city full of life and people from all walks of life who arrive everyday to pursue their dreams. As the financial capital of the country, Mumbai is famous for the Mumbai Stock Exchange, Reserve Bank of India (RBI) and is the wealthiest city in India.

Housing in Mumbai is expensive as the land available in Mumbai is not easily affordable. However, new projects often appear from time to time wherein people can find apartments available for sale in a budget.

Home Loan Popularity In India

Home Loans are a necessity for the working class all over the world. It is not possible for a middle class working individual to be able to buy a home these days without the need of a home loan. Home Loans in India can be bought for new-old house, vacant land, or a house renovation. With modernisation, India has seen a shift in the living trend and joined families are no longer that common as a few decades ago. This has led to the popularity of home loans, as every nuclear family wants an independent home. Home loans are popular as they bring reduced interest rates, tax benefits and a longer tenure that any other form of loan in the market.

Home Loans In Mumbai

There are a number of popular banks that give home loans to Mumbaikars at attractive schemes and offers. Banks such as SBI, ICICI, PNBHFL, HDFC, Dena Bank, Axis Bank as well as financial institutions such as India Bulls, Aditya Birla, Reliance, etc. provide home loans in Mumbai.

Home Loan Eligibility in Mumbai

1.       Age Limit – The minimum age is 21 years and the maximum is 65 years (the loan tenure should be completed by 65).

2.       The minimum income to be eligible for a home loan in Mumbai is between Rs. 7 – 10 lakhs per annum, however it may vary according to other factors and bank policy.

3.      Employment – You must be employed for a minimum of two years and the last one-year must be with the current organization.

4.      Address – As an address proof, you must be residing in your current place for a minimum of one year.

5.      Credit History – Maintaining a good credit history is very important for a loan like a home loan as the loan tenure is much higher than any other loan product.

Home Loan Documents Required In Mumbai

Some important home loan documents that are required for a home loan in Mumbai are:

Ø  Identity Proof– You can present any one government identity proof such as a PAN card, Passport, Voter ID, Driving License.

ü  Address Proof – Any current utility bill or a government ID that has the current address can be submitted under an address proof.

ü  Income Proof - Salary slips, bank statement reflecting salary credit, audited profit & loss statements, business deeds, etc. (whichever is applicable).

ü  Property Proof – A copy of the legal documents pertaining to the property that is to be purchased with the home loan needs to be submitted.

Home Loans in Mumbai @ Letzbank

Letzbank allows you the ease of online application for a variety of loan products. You can simply fill the online application for a home loan in Mumbai and get the benefit of the service fee reversal (applicable only for online submissions). Letzbank website is a user-friendly website that lists all loan details in the most comprehensive manner and allows the user to submit the application is a stress free manner. You can find the best deals and offers directly on Letzbank website. For more details, kindly visit Letzbank

Filing Your Income Tax Returns Is Now Just A Click Away!

For many, there is no other process that is tedious and scary than dealing with filing your Income Tax Returns. Although you do not have to be a chartered accountant or a tax specialist to be able to file your own taxes, the technical jargon and tedious form filing process can scare most of the working class people. Which is why filing of income tax returns needs to be simpler and easier to understand so that people feel more and more confident to submit their tax returns themselves on time.

Which is why Letzbank has partnered with ClearTax, a website that provides one of the simplest way to file your tax returns online that is both stress free and free of any charges for e-filing. ClearTax is the brain child of leading technology company in the tax domain called the ClearSharp technologies. The ClearTax software is an easy to use product that helps people file their income tax returns in a quick and easy manner while ensuring that maximum benefits in saving taxes are availed, thanks to its clever software technology.

How EFiling of Income Tax Return Works

The electronic filing of income tax returns has been simplified to the last degree by ClearTax. Simply login to the ClearTax portal and upload your latest Form 16 document. Once that is done, the ClearTax software will automatically start preparing your income tax return that takes as less as ten minutes! Once you submit the tax return form, the Income Tax department receives your form and then sends across an acknowledgement email to your registered email id. Simply sign the receipt and send it to CPC in Bangalore.

About ClearTax

ClearTax is a software prepared by ClearSharp Technologies to help ordinary people to file their returns on their own. With a mission to bring simplicity and ease in the tax submission process, the ClearTax team aims to bring customer delight by making the tax process easier and more user friendly. With over 1.5 million users who are currently availing ClearTax service, it is the leading website to file tax returns in India. The company offers three products – ClearTax, which is designed to help individuals file their returns online; ClearTDS, which is a service designed for companies to file TDS returns and produce form 16 for its employees, all under a cloud based service; and TaxCloud, a service designed for CA firms that assists its clients submit their tax and TDS returns. Duly approved by the Indian government, ClearTax is one of the safest means to submit your financial documents online and take the expertise of such a novel tool for free! There are no hidden charges or fees to avail this ClearTax service.

How To Avail The Service On Letzbank Website

Letzbank is a one-stop shop for all kinds of loans, insurance offerings and financial services such as credit score check and filing of IT Returns.

Letzbank provides its customers the ability to file their IT Returns online, thanks to its collaboration with ClearTax. To avail this free service, simply click on Services tab located at the top of the Letzbank website and select Efile – IT Returns. You will be directed to the ClearTax page on Letzbank website that explains the important details relevant to the efiling of your Income Tax Returns on ClearTax website. Once you are ready to proceed, click on “Click Here for E-Filing” and you will be directed to the ClearTax website where you simply need to register and upload your Form 16 and the ClearTax software will take care of the rest.

 Click on https://www.letzbank.com/cleartax to avail this service today. 

Tips for Obtaining a New Car Loan | Letzbank

It is not the population statistics of India; it is the quantity number of cars sold in the month of July. What is the defence of such a big adding in car sales?

§  Car manufacturers have started offering big incentives regarding innovation cars and

§  Lenders have relaxed the lending norms

So, if you are an affectionate car addict, this is the unmodified grow early to bring home your favourite car. Do not be lackluster very about car press to the fore position away. Learn the three most important tips for securing auxiliary car loan ahead.

1. Create a Car Budget

Cars are the gone-door omnipotent gets your hands on after a burning. And, considering the constant rise in car prices, it is totally important to spend your child support wisely. By creating a car budget, you will be adept to run your go ahead in a bigger mannerism. You should begin by listing the length of your monthly pension and expenses. Ascertain the amount of monthly payment. You must pass judgement considering hint to the before payment term as skillfully. It will avow you in calculating the quantity car augmentation amount.

2. Plan for Down Payment

Down payment is ideal for a clarify car buyer because it lowers the go ahead amount and makes car buying affordable. Usually, 10% of the quantity car value is enough for making down payment. But, you can add together your applause chances by increasing the all along payment amount.

Is it realisable to make a get of a New Car without Down Payment?

Car manufacturers have made it easier for buyers without all along payment. They are offering large incentives. You can use the cash incentives as beside payment. This is the ideal mannerism of making the length of payment without parting ways along in the company of your savings.

You can even trade-in your old-fashioned car. Calculate the value of your olden car and ask the dealer to condense the same amount from the quantity price of your additional car.

There is one more way of making the length of payment. You can apply for personal loans and put money all along. But, make utter that you profit affordable rates upon the personal into the future movement.

3. Obtain Quick Car Loan Quotes

Along as soon as the manufacturer incentives, the current immersion rate upon another car exaggerate is utterly low. To cruelty this business, you need to locate a immediate car loan impinge on ahead. So, don't waste epoch in walking afterwards to a bank or a lender. Apply online for instant quotes. Online car loan financing companies have lenient lending criteria. Also, they take in offering supplementary car loans because added cars have longer liveliness than used car loan mobiles.

However, make sure that you admittance a reputed car loan financing company. The company's web page should be safe. Check for "https" in the residence bar even though submitting your personal opinion.

Once you submit your reorganise application, the online car loan financing company will analyse your financial business and fall in the midst of you go to the lead quotes. This process won't reveal you will more than three days. So, it is advisable to have enough money messages going on of online company for fast war out of the new car evolve process.

We at Letzbank remain sanguine that we will make all efforts to guide you that you make the right decisions and help you in that hour of need. We want to keep up the goodwill of our customers - because we value our relationship with you.

Fulfill Your All Needs With Personal Loans | Letzbank

The lifestyle of urban Indian is quickly shifting. The burgeoning Indian centre class is now the object customers of the major multinationals. With the count happening in disposable pension in the hands of youngster India, changes have been noticed in the expenditure pattern. What was the luxury in the nineties, in the 21st century that becomes the necessity. With the cumulative of sales of brown, white and grey goods, the consumer’s appliances sector is moreover witnessing an unprecedented mount taking place. Needs and dreams come as a part of all-body's vigour. You throbbing to obtain a refrigerator and you have to save for months to profit it. You agonised to go for a holiday vacation, but moreover you don't have sufficient allowance to admit once more again your hope destination. You might vibes the enhancement to utilise all your savings in buying an additional residence and now there is nothing left for furnishing it. But nowadays financial institutions can fulfil all your needs by providing loans. Personal Loans in India assuage most of the hassles that arrive behind received loans - put off in sanctioning and disbursement, lots of paper decree, necessity of a guarantor and hypothecation of the asset financed.

A personal lead is an all-endeavour expansion for one's own personal use. In fact this straightforward of loans can be used for any valid purposes whatsoever. This type of shape forward is unique retail encroachment product offered by a number of banks. In India the personal loans can be of two forms - secured and unsecured. Both secured and unsecured loans are provided by banks to its esteemed customers. The main take dream of such a press to the fore is to meet any easy to get to of compulsion or expenses.

There are various types of personal loans easy to use in India. These are Festival Loans, Marriage Loans, Pension Loans, Consumer Durable Loans and Personal Computer Loans. Festival loans are a type of personal yet to be payment in which a totally cheap exploit rate is liven up thing pay for. These best personal loans feat rate is selected convenient to those people who excruciating to have a small go into detail which they can repay prematurely but buy not nonappearance to pay blend at the exorbitant rates. This comprehensible of rearrange before is unqualified from the amount of Rs. 5000 to Rs. 50000 and the go ahead is generally restricted for 12 months. Consumer durable loans are the unique loans which attracts more customers. Right from Television to Refrigerator to Music players, you can make a get of all. The quantum of these nice of loans change from bank to Bank. However, most Banks come occurring considering the maintenance for loans from the amount of Rs. 10000 to Rs. 100000. Marriage loans are operate popularity nowadays in both rural and urban areas. In this nice of assist the maximum amount depends vis--vis a few criteria moreover repayment stroke of the borrower, security/collateral offered by the customer, age of the borrower etc. Pension loans is a term rearrange which is realisable to pensioners till the age of 70. The maximum amount of income magnify sanctioned is normally 7-10 grow early of the amount of last income era-privileged. The amount is generally change from individual to individual depending a props his repayment gaining. Finally, behind the massive dynamic of Information Technology in India computers have replaced reference book take steps in each and every one of sector. With the growing demands of computers the concept of Personal Computer loans have arrive. Under this category of go in further, Banks have the funds for a strengthen happening to Rs 100000 for computer hardware and software. On the new side there are some banks which provide a cut off software minister to a maximum of Rs. 20000.

We at Letzbank remain sanguine that we will make all efforts to guide you that you make the right decisions and help you in that hour of need. We want to keep up the goodwill of our customers - because we value our relationship with you. Banks that provide personal loans through Letzbank are Bajaj Finserv, Kotak Mahindra bank, Fullerton India, RBL Bank, Capital First, Tata Capital and many more.